How it works — four steps

1. Identify relevant listings

   We watch Oklahoma City and Tulsa inventory that small investors and operators typically care about — new listings, price moves, and days on market — using public listing sources.

2. Estimate income and expenses

   Scheduled rent, vacancy, maintenance, management, insurance, tax, HOA when known, debt service, and capital reserves under locked assumptions. Missing HOA is not treated as $0.

3. Explain risks and missing information

   Material unknowns (insurance quotes, HOA coverage, historical vs current tax) sit near the numbers. Labels like SKIP or UNDERWRITE are research flags — UNDERWRITE means worth further investigation, not a buy order.

4. Deliver the weekly shortlist

   Monday delivery, America/Chicago, while a monthly subscription is active. A mix of public listing data and review — we do not claim every property is personally toured or personally reviewed line-by-line.

What we look at (A–F, plain language)

These are practical checks, not a scientific score with false precision.

• Asking price vs nearby context — how the list price sits against available asking/sold context (Oklahoma is non-disclosure; we do not invent sold prices).
• Rent vs price — whether estimated rent supports the ask under our underwriting rails.
• Tax and insurance load — annual tax and insurance; insurance is often estimated / unverified.
• Seller motivation signals — days on market, price cuts, and listing language.
• Listing text risks — remarks that flag rehab, HOA, or title concerns.
• Data quality — matched rent comps and complete fields; thin or shared comps get docked.